BOK Financial Valuation
| BOKF Stock | USD 130.30 0.36 0.28% |
At this time, the firm appears to be undervalued. BOK Financial shows a prevailing Real Value of $147.45 per share. The current price of the firm is $130.3. Our model approximates the value of BOK Financial from reviewing the firm fundamentals such as Profit Margin of 0.27 %, operating margin of 0.39 %, and Return On Equity of 0.1 as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting BOK Financial's valuation include:
Undervalued
Today
Please note that BOK Financial's price fluctuation is very steady at this time. Calculation of the real value of BOK Financial is based on 3 months time horizon. Increasing BOK Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the BOK stock is determined by what a typical buyer is willing to pay for full or partial control of BOK Financial. Since BOK Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of BOK Stock. However, BOK Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 130.3 | Real 147.45 | Target 135.3 | Hype 130.3 | Naive 128.5 |
The real value of BOK Stock, also known as its intrinsic value, is the underlying worth of BOK Financial Company, which is reflected in its stock price. It is based on BOK Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of BOK Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of BOK Financial helps investors to forecast how BOK stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of BOK Financial more accurately as focusing exclusively on BOK Financial's fundamentals will not take into account other important factors: When choosing an evaluation method for BOK Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
BOK Financial Cash |
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BOK Revenue by Product
BOK Financial Total Value Analysis
BOK Financial is currently forecasted to have valuation of 5.56 B with market capitalization of 8.22 B, debt of 4.63 B, and cash on hands of 5.5 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the BOK Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
5.56 B | 8.22 B | 4.63 B | 5.5 B |
BOK Financial Investor Information
About 64.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.33. Some equities with similar Price to Book (P/B) outperform the market in the long run. BOK Financial has Price/Earnings To Growth (PEG) ratio of 2.09. The entity recorded earning per share (EPS) of 9.17. The firm last dividend was issued on the 12th of November 2025. BOK Financial had 103:100 split on the 6th of May 2004. BOK Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.2 | 0.2139 |
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| Operating Income | 387.6 M | 711.2 M |
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BOK Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. BOK Financial has an asset utilization ratio of 6.37 percent. This implies that the Company is making $0.0637 for each dollar of assets. An increasing asset utilization means that BOK Financial is more efficient with each dollar of assets it utilizes for everyday operations.BOK Financial Profitability Analysis
Taking into consideration BOK Financial's profitability measurements, BOK Financial may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess BOK Financial's ability to earn profits and add value for shareholders.Net Income | First Reported 1991-09-30 | Previous Quarter 140.9 M | Current Value 177.3 M | Quarterly Volatility 46.2 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.58 | 0.6374 |
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| Net Profit Margin | 0.14 | 0.1738 |
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| Operating Profit Margin | 0.2 | 0.2139 |
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| Pretax Profit Margin | 0.2 | 0.2139 |
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| Return On Assets | 0.0086 | 0.0111 |
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| Return On Equity | 0.13 | 0.0977 |
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For BOK Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of BOK Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well BOK Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between BOK Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of BOK Financial over time as well as its relative position and ranking within its peers.
BOK Financial Earnings per Share Projection vs Actual
The next projected EPS of BOK Financial is estimated to be 2.2803 with future projections ranging from a low of 2.18 to a high of 2.432. BOK Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 9.17. Please be aware that the consensus of earnings estimates for BOK Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.BOK Financial Earnings Estimation Breakdown
The calculation of BOK Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of BOK Financial is estimated to be 2.2803 with the future projection ranging from a low of 2.18 to a high of 2.432. Please be aware that this consensus of annual earnings estimates for BOK Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
2.18 Lowest | Expected EPS | 2.43 Highest |
BOK Financial Earnings Projection Consensus
Suppose the current estimates of BOK Financial's value are higher than the current market price of the BOK Financial stock. In this case, investors may conclude that BOK Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and BOK Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 10 | 89.41% | 2.48 | 2.2803 | 9.17 |
BOK Financial Ownership Allocation
BOK Financial holds a total of 60.62 Million outstanding shares. BOK Financial shows majority of its outstanding shares owned by insiders. An insider is usually defined as a corporate executive, director, member of the board or institutional investor who own at least 10% of the company's outstanding shares. 63.61 percent of BOK Financial outstanding shares that are owned by insiders signifies that they have been buying or selling the stock in recent months in anticipation of some upcoming event. Also note that nearly two hundred seventy-two thousand seven hundred ninety-two invesors are currently shorting BOK Financial expressing very little confidence in its future performance.BOK Financial Profitability Analysis
The company reported the previous year's revenue of 3.33 B. Net Income was 523.55 M with profit before overhead, payroll, taxes, and interest of 2.17 B.BOK Financial Past Distributions to stockholders
| 26th of November 2025 | ||
| 27th of August 2025 | ||
| 28th of May 2025 | ||
| 26th of February 2025 | ||
| 27th of November 2024 | ||
| 15th of November 2024 | ||
| 30th of August 2024 | ||
| 30th of May 2024 | ||
| 28th of February 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates BOK Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in BOK Financial and how it compares across the competition.
About BOK Financial Valuation
The stock valuation mechanism determines BOK Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of BOK Financial. We calculate exposure to BOK Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of BOK Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2.1 B | 1.1 B | |
| Pretax Profit Margin | 0.21 | 0.20 | |
| Operating Profit Margin | 0.21 | 0.20 | |
| Net Profit Margin | 0.17 | 0.14 | |
| Gross Profit Margin | 0.64 | 0.58 |
BOK Financial Quarterly Retained Earnings |
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A single share of BOK Financial represents a small ownership stake in the entity. As a stockholder of BOK, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
BOK Financial Dividends Analysis For Valuation
The BOK Financial's current Dividend Paid And Capex Coverage Ratio is estimated to increase to 9.45, while Dividends Paid is forecasted to increase to (156.2 M). . At this time, BOK Financial's Price Earnings To Growth Ratio is most likely to increase in the upcoming years.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -164.4 M | -156.2 M | |
| Dividend Yield | 0.02 | 0.01 | |
| Dividend Payout Ratio | 0.25 | 0.18 | |
| Dividend Paid And Capex Coverage Ratio | 9.00 | 9.45 |
There are various types of dividends BOK Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of BOK shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from BOK Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When BOK pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of BOK Financial by the value of the dividends paid out.
BOK Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as BOK Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 60.9 M | |
| Quarterly Earnings Growth Y O Y | 0.361 | |
| Forward Price Earnings | 13.4048 |
BOK Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of BOK Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value BOK we look at many different elements of the entity such as BOK's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as BOK Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use BOK Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes BOK Financial's worth.Complementary Tools for BOK Stock analysis
When running BOK Financial's price analysis, check to measure BOK Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BOK Financial is operating at the current time. Most of BOK Financial's value examination focuses on studying past and present price action to predict the probability of BOK Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move BOK Financial's price. Additionally, you may evaluate how the addition of BOK Financial to your portfolios can decrease your overall portfolio volatility.
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